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Three Card Poker is played with one standard 52 card deck (Jokers are excluded). Cards are shuffled after each game round. Three card Straight has a higher value ranking than a three card Flush in Three Card Poker. That's simply because there are fewer ways to make a three card Straight than a three card. Want to know everything there is to know about playing 3-Card Poker? CasinoTop10 has your complete guide with all you need to know about the game.
Of all the casino table games based on poker hand rankings, 3 Card Poker is the most popular. This game combines simple strategy with a shot at some big pay outs for the best poker hands.
If you live in a state with regulated online casinos, you’ll be able to play Three Card Poker via desktops and mobile casino apps. Live dealer online casinos let you play a dealt game online. Software-based games are also available where you can play 3 Card Poker for free or with real money.
The key to the popularity of 3 Card Poker is the ‘Pair Plus’ side bet. Most players bet on the main hand (a requirement) and one or more optional side bets. In live casinos, you might find a side bet includes a big progressive jackpot for players lucky enough to hit a 6 card ‘Super’ Royal Flush.
This page gives you all you need to get started with 3 Card Poker whether you play online or in a brick and mortar casino. The rules and order of events in a hand of the game are covered directly below. After this, you’ll find detailed information on the side bets, house edge, strategy and the options for online play.
How to play 3 Card Poker
Each hand starts with the players placing bets. The only mandatory bet is the Ante. The minimum and maximum bet will vary. Online this can be as little as 50c, in live casinos a $5 minimum is more common. Players often combine their ante bet with one or more side-bets – these are covered in the section below.
After all the players have bet, each player and the dealer are dealt 3 cards face down.
Players examine their cards individually (without sharing what they have with the other players). You then decide whether to fold, which forfeits the ante bet, or raise. To continue with the hand (raise), you place an additional bet equal to the ante on the table in the square marked ‘Play’. Strategy for which option to choose is covered below.
After all the players have either folded or raised, the dealer will reveal his/her cards.
This game includes a dealer qualification rule. If the dealer does not have at least Queen high, his/her has not qualified. When this happens, the ante is paid at 1-to-1 and the Play bet is a push (the stake is returned).
If the dealer has a qualifying hand, then the value of that hand is compared to the value of the players hand to determine the winner. Standard poker hand rankings are used, with bonus payouts paid for a straight or better. Note that with 3 cards, a flush is easier to get than a straight, and so considered below this in the poker rankings. In the rare event of a tie, both the Ante and Play bets are returned.
Payout on Ante Bets
Here are the additional Ante bet pay outs:
- Straight: 1-to-1
- 3 of a Kind: 5-to-1
- Straight Flush: 5-to-1
Simple 3 Card Poker strategy and casino house edge
The math shows that the optimal strategy in 3-Card Poker is to play when you have Queen/6/4 or better, and to fold anything below this. You might notice that this strategy is very close to the dealer’s play – qualifying with Queen high. Some players choose to further simplify their strategy by mimicking the dealer and raising with any Queen regardless of the side cards.
While close, this does give the house a slightly bigger advantage in the long run.
- House Edge for Q/6/4: 3.24%
- House Edge for any Queen: 3.37%
As the side bets are completely independent from the main game, the pay tables for these bets will never influence your strategy.
Popular side bets in Three Card Poker games
For many players, a hand of Three Card Poker would not be complete without a bet on the ‘Pair Plus’ side bet. This bet is optional. It is also independent of the main game.
Pair Plus works by looking at your own three cards. If you have less than 1 pair, the bet is lost.
Pairs Plus Payouts
With hands of 1 pair or better, you’ll be paid according to the table below:
- Mini Royal (Ace / King / Queen of the same suit): 80-to-1
- Straight Flush: 40-to-1
- 3 of a Kind: 25-to-1
- Straight: 6-to-1
- Flush: 3-to-1
- Pair: 1-to-1
Note that you can find casinos with minor variations of this pay table. Some casinos do not offer a boosted prize for a mini-royal, instead increasing the prize for the flush.
The other popular side bet involves all 6 cards in your hand and the dealer’s hand. The best possible 5-card poker hand using a combination of these cards will qualify for the bonus. There are several variations under the generic title of 6-card bonus.
Some of these may include progressive jackpots. For example, Caesars Entertainment casinos have a linked progressive which pays on a 6-card ‘Super Royal’ in diamonds only.
Payouts for 6-card bonus
Typical payouts for 6-card bonuses are as follows:
- Royal Flush: 1000-to-1
- Straight Flush: 200-to-1
- 4 of a Kind: 5-to-1
- Full House: 25-to-1
- Flush: 15-to-1
- Straight: 10-to-1
- 3 of a Kind: 5-to-1
Any hand below 3 of a kind results in a loss. There are many side-bet variations. Some casinos add a (smaller) progressive element to the 3 card hands of individual players. Note that the side bets have a much bigger house edge than the main game. This can be as high as 15.28% in some 6-card bonus variations.
How to Play 3 Card Poker online
Regulation for online casinos is happening at the state level. The online casinos in New Jersey, Pennsylvania, Michigan and West Virginia will only work within state lines in each instance.
Big casino brands have partnered with local brick and mortar venues to create mobile apps as well as desktop casinos. Brands include 888 Casino, Golden Nugget and Sugarhouse.
You’ll be able to enjoy slots, video poker and table games via these casino apps. This includes 3-Card Poker, alongside blackjack, roulette, Ultimate Texas Hold’em and more.
There are two ways to enjoy 3 Card Poker online. First, you can play against casinos on software-based games. These are fast, include side-bets and can be enjoyed for micro-stakes starting at around 50c per hand.
You can also bet on the result of games streamed from a casino. Live dealer 3-Card Poker uses an overlay to bet, with a real dealer handling the cards in real time. Everyone bets on the same hand, with the hand being continued to its conclusion each time (for those people who did not fold).
This way of enjoying 3-Card Poker has social element. You can chat with the dealer and share messages with other players. Stakes are higher compared to the software-based games. You’ll have to stay focused on the game. If you time out (or disconnect) before making your decision, then your hand will be folded.
How to clear your bonus using 3 Card Poker
Most mobile casinos in the regulated states offer new players generous bonuses to sign up. These include no-deposit (free play) style bonuses, matched welcome bonus offers based on your first deposit – and many other promotions.
Keep in mind that you’ll need to play through your bonus a set number of times before any winnings can be withdrawn.
If you are playing slot machines, then all of your play counts towards ‘clearing’ your bonus. With table games including 3-Card Poker, the contribution towards bonus clearing is weighted. Some casinos will allow for 25% of your play to count, while others will offer 10% or under. Before you choose a casino bonus, checking the terms of each bonus for excluded games and weightings is always a sound strategy.
With free-play casino bonuses, you might find that only slots are permitted.
Other casino table games
| Ultimate Texas Hold'em | 3 Card Poker | Let It Ride |
| Baccarat | Blackjack |
Pros and cons: Live vs Online 3-Card Texas Hold’em
While both online and live casino table games have their place, there are distinct advantages to each. If you are lucky enough to live in a state with legal online casinos, the pros and cons are outlined below:
The pros and cons of playing 3-Card Poker online are as follows:
Pros
- No need to travel to a casino to enjoy the game
- Stakes are lower
- Live dealer games include a social element
Cons
- Only available in a handful of regulated states
- Disconnections or time outs (live dealer) mean your hand will be folded
- Game is not fully weighted for clearing casino bonuses
Live 3-Card Poker Casinos
The pros and cons of playing Live 3-Card Poker online are as follows:
Pros
- Enjoyable social settings
- Casinos often have progressive jackpot side bets
- Loyalty schemes with free-play/resort benefits
Cons
- Stakes are generally higher than online ($5 minimum is typical)
- You’ll need to travel to a casino
- Naturally slower pace of play
FAQ
Can you cheat at Three Card Poker?
While some forms of collusion are possible, these would be fraudulent and require marked cards or a casino dealer getting involved. Collusion among players would not result in a positive expectation for the game. If players developed a system to share their hands, several cards could be accounted for. This would increase or decrease the chances of the dealer having a good hand slightly – although not enough to win any money over time.
Marked cards or fraudulent collusion would be picked up by casino security as soon as losses from the table were significant. With the base strategy very simple, diversions from this would be very easy to spot.
How big a bankroll do I need for 3-Card Poker?
Compared to many casino table games (UTH, Mississippi Stud and Casino Hold’em for example) the natural variance of 3-Card poker is low. On most hands, you’ll be winning or losing single bets. There is also a low house edge, at least in the main game, of 3.27%.
20 times your ante bet is a common starting point for this game. This is enough to enjoy a session, with the possibility of upping your bets if you go on a hot streak.
Your total bankroll depends on how much you can afford to lose and how easily your gambling money can be topped up.
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How does the house edge of 3 Card Poker compare?
Compared to other casino table games based on poker hand rankings, 3 Card Poker has a slightly higher house edge. This game has an easy strategy, which means new players can quickly realize the house edge. Compare this with blackjack, where small mistakes made by newer players can have large effect on the casino’s edge.
You should keep in mind that 3-Card Poker side bets have a big edge in favor of the house compared to the main game.
Three Card Poker House Edge vs. Other Table Games
Here is how 3-Card Poker’s house edge compares:
- 3 Card Poker: 3.27%
- Blackjack: 0.5% to 3% (depends on the rules)
- Baccarat: 1.06% (if you play the ‘Player’ bet)
- Ultimate Texas Hold’em: 2.2% + 0.5% of any play bets
- Roulette: 2.7% / 5.26% (European / US wheel)
- Casino Hold’em: 2.16%
Is it legal to play 3-Card Poker online?
States determine their own laws for online casinos. In each state where these are legal, the casinos will only work within their borders. So far, PA, NJ, MI and WV have legal online casinos. There are many more states in various stages of introducing gambling online.
Outside of these states, you can enjoy limited casino table games and slots at ‘Sweepstakes Casinos’. 3-Card poker has not yet made it to any of these brands.
Final thoughts on 3 Card poker
Of all the casino games based on poker hand ranks, 3-Card Poker is the most popular. This game combines a straightforward strategy (play Q-6-4+/fold otherwise), with the chance of boosted payouts for big poker hands. The house edge, at just 3.27%, is reasonably low. It is harder to make mistakes in this game which could boost this edge in favor of the casino. Optional side bets are available, many of them with big progressive jackpots.
If you live in one of the regulated states, you can now enjoy free and real money 3 Card online. This can be played against software, or at live dealer online casinos – where you’ll bet on a dealt game streamed from a studio.
Poker with Big Wins and Fast Action
Three Card Poker
Three Card Poker is one of the greatest stories of player driven success in the gaming industry. It is relatively new and is based on the centuries-old, traditional and extremely popular card game, Poker, as are other casino games like Caribbean Stud Poker and Casino Hold’em. Almost everyone has played Poker at least once in their lives, which would make themselves familiar with the ranking of various hands. Although, Three Card plays at a much faster pace, chiefly due to the time involved in shuffling and dealing which is almost instant online. Not to mention that players don’t play against one another in this variant of Poker so there’s no waiting, deliberating and bluffing. In fact, the simple play style and easy bankroll control mean the game has picked up quite a following and is loved by many players, whilst the relatively non-volatile house edge leads the casinos to love it just as much. As a percentage of the table games market, Three Card Poker, though it was initially hard to establish, is now amongst the most played games on any casino floor, with over 1600 casinos in the US alone offering the game. The ease of learning the game, the potential high payouts and the wide areas of accessibility have allowed this game to prove just as popular online as it is in traditional bricks and mortar casinos.
Why play Three Card Poker?
- It’s fast and easy to play
- Big wins and fast gameplay
- Good odds and a non-volatile house edge
The History of Three Card Poker
Three Card Poker, sometimes known as Poker Three, Trey Poker, or Tri Card Poker, was created back in 1994 by British Poker player Derek Webb who wanted to create a game which used the excitement of Poker, but with the added speed of more traditional casino table games such as Blackjack, Craps or Roulette. The game was introduced to British casinos by Webb where it was successful. Soon after, it reached the US and eventually went around the world. Three Card Poker is the American version of the British game, Brag. This game originated over three hundred years ago from a game known as Primero, a fast-moving betting game using only three cards. As the game evolved, it became known as Post-and-Pair, as the betting rounds became the focal point of the game and wild cards called braggers were brought in, so then it changed once again to be called Brag. This game made it to the States as Casino Brag and Brit-Brag, but eventually evolved again into the game we now know as Three Card Poker.
Playing Three Card Poker Online
Before you go ahead and register at one of our recommended casinos, you can get a taste of the game right here for free; no sign-up, registration, download or deposit is required. Three Card Poker is a two-in-one game consisting of the Pair Plus game and Ante-Play game. In the former, the player is in a one on one game against the dealer to see who has the highest Poker hand, and in the latter, the player bets on whether he/she will receive a winning Poker hand of a pair or better. The house advantage of the Pair Plus game is 2.32% and if played properly, the house advantage on the Ante-Play game can be as low as 2.02%. It is played with one standard 52 card deck which is shuffled for every hand and bets are placed in two ways before the deal; first you can bet on getting a pair or better, and second, you can play an Ante bet against the dealer for the biggest hand (this isn’t optional in all forms of the game, it can be compulsory in some casinos so it’s worth flicking at the individual game rules for whichever vendor you’re playing at). The dealer gives out three cards face down to each player, including himself, however, only he isn’t allowed to look at his cards at this stage. Note that once the cards are dealt the Pair Plus game is resolved, yet, you still have the option to place a play bet on the Ante game if you feel the hand holds up, or, you can fold. If you fold, you forfeit your Ante bet. If you raise, an additional Play bet must be made, equal to the Ante. Next, the dealer’s cards are revealed. In order to qualify, a Queen high or better is required. The basic strategy of the game is pretty simple, if you hold a hand of Q-6-4 or higher – play, if you hold a lower hand – fold, though some players advocate playing queen high no matter what the other cards are.
The following outcomes are possible:
- If the dealer doesn’t qualify, then the player wins even money on the Ante bet and the Play bet will push.
- If the dealer qualifies, then the player's hand is compared to the dealer's hand, of which, the higher of the two hands wins. The order of Poker hands is found below.
- If the player has the higher Poker hand, then the Ante and Play will both pay even money (1:1).
- If the dealer has the higher Poker hand, then the Ante and Play will both lose.
- If both the player and dealer tie, then the Ante and Play bets will push.
- If the player made the Ante bet and has a straight or higher, then the player will receive an Ante Bonus, regardless of the value of the dealer's hand.
- The Pair Plus bet will pay entirely based on the Poker value of the player's hand, as indicated in the Pair Plus section below.
What’s great about Three Card Poker is the fact that the Ante bet carries a bonus payout for certain hands which doesn’t require an additional bet. This means that any player holding a straight, three of a kind, or straight flush will receive a bonus, regardless whether their hand beats the dealer or not. This will see you into some serious genuine winnings.
The game is based on stud Poker, although, seeing as a hand consists of three cards, the ranking hands and the odds on those hands differ slightly. Due to this, straights are rarer than flushes and thus outrank them, whereas, this is the other way around in five-card games. Furthermore, you cannot win with a full house or four of a kind in this variant of Poker. Below is a list of all the possible winning hands and how often they may appear in a pack.
Straight Flush is a sequence of three numbers in the same suit, for example, J-10-9 all in diamonds. The total number of straight flushes in a deck of cards is 48.
Three of a Kind consists of three same value cards from different suits, for example, 5-5-5. There are 52 potential three-of-a-kinds in a deck.
Straight is made up of a sequence of numbers from different suits, for example, J-10-9. There are 720 possible straights to make.
Flush is formed using three random cards in the same suit, for example, Q-7-4 of clubs. There are 1096 flush combinations to make.
Pair is a hand consisting of two cards of the same rank, for example, 3-3-9. There are a possible 3744 pair combinations.
High Card includes one of the face cards, Ace, King, Queen or Jack, with two other random cards, for example, A-4-2.
With regards to the Pair Plus bet, the good news is that you don’t need to beat the dealer to win this bet. Any hand containing a pair or higher will do the trick (that’s, in fact, where it gets its name from). Make sure to check the odds as Pair Plus pay-tables vary from casino to casino.
Straight Flush pays 40 to 1. The house edge on this hand is 5.39%.
Three of a Kind pays 30 to 1 with a 7.10% house edge.
Straight pays 6 to 1 with a house edge of 7.28%.
Flush pays 3 to 1 and the house edge is 5.57%.
Pair pays 1 to 1 (even money) with a house edge of 4.58%.
Beginners’ Tips
By this point, your mind should be whizzing with probabilities, odds and hand combinations! Before you immediately hit the free game on this page, you should take a look at the following advice which may help you beat the casino in this exhilarating variant of Poker!
- First of all, you should call or raise 67% of the time as winning hands occur 25.6% of the time.
- Some casinos add a hand called a mini-royal to the top of the pay-table. Mini-royals consist of A-K-Q of the same suit. Therefore, there are four mini-royals, one for each suit. Paying the mini-royals separately subtracts four combinations from the straight flush total.
- To make good gravy, you ought to be making use of the Pair Plus bet as it’s good value for money with such a low house edge of 2.32% and good odds. Keep in mind that this is a bet based on pure luck as you’re betting on being dealt a pair or better.
- The number of possible high card only hands is 16440.
- Be sure to have a look at the payout percentages offered by casinos as they to tend to vary from place to place.
Variations of Three Card Poker
Ultimate Three Card Poker: This version of the game also goes by the name Face Up. It has the same rules as the original game, however, with a couple of differences. First of all, the dealer only exposes one of his cards rather than all three in each head to head game. Further differences lie in the betting process. In a game of Ultimate, you need to make an extra blind wager that’s the same value as your Ante. You can also make a Pair Plus bet at the same time. Furthermore, if you get a pair, you can make an additional bet triple the Ante, seeing as you can only see one of the dealer’s three cards. You can double your bet on anything lower than a pair. You win the blind bet as long as your hand is higher than the dealer’s and lose if your hand is lower. It’s considered a push if your hand is lower than a flush. The optimal strategy in this game is to fold any hand lower than a J-7-4. Also, you shouldn’t make the triple bet with less than a pair in hand.
Teen Patti: Is the Indian version of the game (also known as Teen Pathi or Flash) which took the streets of India by storm. It has some differences from the original, them being, that the ranking of a straight flush and three of a kind are interchanged, and the high card and none (or nothing hand) are joined together. The prime difference between Teen Patti and Three Card Poker is that Teen Patti is played against other players rather than the dealer. This variant of the gambling game is best played between four and seven players and includes betting and bluffing, as is the norm in classic Poker. It’s not unlikely that you’ll be able to find this version of the game online as it’s become highly popular in Indian and other Asian regions.
Three Card 21 ‘n’ Done: This is a new variation of the game that has only been introduced to Nevada casinos of late (you never know, it might be available online in the near future). The game is a combination of Blackjack and Three Card, which is guaranteed to please a broad spectrum of people. It pays well on strong hands of three cards, however, if you are dealt a not-so-strong hand of which its total value exceeds 21, you can split it into three separate hands. The game begins with each player placing two bets; one for the three-card hand and the second for the 21 bonus game. Three cards are then issued to each player. The payouts for the 21 bonus are as follows:
21 Total: 1 to 1 (even money)
Pair: 1 to 1
Flush: 3 to 2
Straight: 2 to 1
Trips: 5 to 1
Straight Flush: 15 to 1
3 Card Royal: 50 to 1
3 Card Royal in Diamonds: 200 to 1
Playing for Real Money
Three Card Poker is available all around the globe if gambling is legal in your jurisdiction (and in many cases even when it isn’t) you should be able to find somewhere to play this game. With the massive array of table games finding their way into the online casino environment, it’s no surprise to see the game available at the best online casinos now also. Given that, unlike slots, table games can be broadcast, Three Card Poker can also be played at many live dealer casinos online, combining the comfort of playing from home with the real casino experience. Be sure to have a look at one of our trusted casinos listed at the top of the page, surely one of them will have the type of play you desire.
FAQ
Is there a strategy I could use to win the Ante-Play bet in Three Card Poker?
The basic strategy for the Ante-Play combination is to bet whenever you have Q-6-4 or better (although an even simpler strategy of playing Queens or higher will yield similar results). This means you should consider playing the following hands and folding all others:
- Any pair or better
- King or Ace high
- Queen high, when your second highest card is a 7 or higher
- Queen high, when your second card is a 6 and your third card is a 4 or higher
Remember that patience is a virtue, and you might have to wait for these hands to come your way, so be prepared to fold those weaker hands. This optimal strategy brings the house edge down from 7.65% to 3.37%.
Is there a progressive jackpot in Three Card Poker?
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Progressive jackpots come in all shapes and sizes in this variation of Poker. Some casinos offer a small bonus on the Pair Plus wager which can pay out as much as 50 to 1 on a single suited Q-K-A. Other casinos make good use of a progressive jackpot to make the game more enticing. This is an additional 1 credit bet you can make before your hand is dealt, which you can win if your hand turns out to be a mini royal flush in spades. There is even a progressive bonus you can win if you get a three of a kind or straight flush.
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The hand payouts are as follows:
- Royal Flush in spades gets the whole progressive jackpot.
- Royal Flush in hearts, diamonds, or clubs normally gets 500 credits.
- Straight Flush normally gets 100 credits.
- Three of a Kind typically gets 50 credits.
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What’s great about the progressive jackpot is the Envy Bonus payoff which comes with it. When it’s won, all the other players get a cut too. They receive approximately 25 credits for any royal flush and 100 credits for one landed in spades.